If you own or operate a business that accepts credit card payments, you’re probably already aware of the ups and downs that come with setting yourself up to process credit cards. There’s the high costs of processing machines, fees for processing payments. And if the nature of your business requires you to accept payments off-site, there is the added headache of bulky, hand-held credit card processors, insecure methods (like writing down customer information or calling it into the main office, and of course the last alternative which is having to refuse credit card payments and losing  sales.

Good News.

Technological advances have made it possible to accept credit card payments by mobile phone. Programs like our Mobile Invoicer actually turn your phone into a secure mobile credit card processor- so you can accept credit card payments where ever you are- without having to pay outrageous machine and processing fees.

When you accept credit cards by Mobile Phone, you also make it possible to be paid on-the-spot and you have the ability to complete sales that may have been lost in the past due to inability to accept credit cards. Sales Managers, Plumbers, Electricians, even a person having a Garage Sale could all benefit greatly by having the ability to process credit cards by mobile phone.

In a case study that recently surfaced on CNN.com, small business owner Pat Jackson was able to turn her HVAC business around by accepting credit cards via mobile phone.

Jackson struggled with finding an afforable way to process credit card payments from her customers, while the customers were at home (the nature of her business required mostly offsite work).

Hand held credit card terminals were expensive, and her technicians also voiced complaints about them being heavy and clunky. She tried having her techs call in or write down customer credit card information, but this caused incorrect account info to be entered (resulting in penalties with credit card companies). Also, customers were uncomfortable with such an insecure method of payment.

The last resort was simply not accepting credit cards offsite, and this negatively impacted sales. “It was frustrating,”  Jackson told CNN. “We pride ourselves on good customer service, and that meant we weren’t giving it.”

When the opportunity to accept credit cards by mobile phone presented itself, Jackson jumped at the chance to give it a shot. Now, for a modest fee, Jackson and her techs can use their mobile phones to process credit card payments. She no longer has to risk taking personal checks, billing after the service, or losing sales. She gets paid immediately and her customers don’t have to go out of their way to come up with cash to pay. With the money she saved and business she was able to secure, Jackson’s mobile phone credit card terminal investment paid for itself within a couple of months.

It is a win/win scenario that could be the same win/win situation for any business from independent contractors, to photographers, to limo drivers.

As Smart phones gain popularity, and consumers become more comfortable with the idea of purchasing via mobile phone, it is crucial for every business to have the capability to accept credit cards by mobile phone. Give us a call to talk about our Mobile Invoicer-It’s easy to use and there is No Software to download, No Long Term Contracts/Commitment, and No Hassles.  800-985-9277 or e-mail bill@mowbi.com or jordan@mowbi.com